Fee Schedule

Effective May 24, 2021 - ** Fees subject to change **

Consumer Fee Schedule Business Fee Schedule

Business Accounts

Business Value Checking

Minimum to Open Account $100.00
Monthly Maintenance Service Charge: None

Checking Account Per Item Fees:

Up to 150 items: Free
Each Item over 150: $0.45

Business Advantage Checking

Minimum to Open Account $100.00
Monthly Maintenance Service Charge: $20.00 (waived if combined monthly balances are $15,000 or higher)*

(Combined balances includes Checking accounts, Savings accounts, Money Market accounts and CD's.)

Checking Account Per Item Fees:

Up to 250 Items: Free
Each Item over 250: $0.30

Commercial Checking

Minimum to Open Account $100.00
Monthly Maintenance Service Charge: $15.00*

Checking Account Per Item Fees:

 Debits (Checks and ACH)*: $0.18
Deposits*: $0.75
ACH Credits*: $0.18
Items Deposited (Per Item)*: $0.10

Business Advantage SavingsMinimum to Open Account $100.00
Monthly Maintenance Service Charge: $3.00 (on balances below $1,000)
Business Money MarketMinimum to Open Account $100.00

ATM

Transactions at our ATMsFree
Transactions at Non-HarborOne ATMs$1.25 each

Online Banking

Business Online BankingFree
Bill Payment (monthly fee)$3.50
ACH/Wire Transfers/Tax Payments (monthly fee)*$15.00

Other Service Charges and Fees

Check OrdersPer Schedule
Check Photocopy$2.00
Dormant Account Fee Per Month$2.00
Escheatment Fee $100.00
Foreign Check Collection Fee (plus any correspondant bank fees)$35.00
Garnishment Fee$100.00
Insufficient Funds Charges$35.00
Lockbox Services*Varies
Merchant Remote DepositVaries
Money Orders$4.00 
Official Checks$8.00
Overdraft Transfer Fee (Per Transfer)$10.00 per transfer
Positive Pay Services*Varies
Research Fee (Per hour/1 hour Minimum)$25.00
Returned Statement Fee$10.00
Returned Deposited Item Fee$5.00 each
Signature Guarantee (Per Document)$5.00
Statement Copy$5.00
Stop Payment$35.00
Sweep To/From Line of Credit*Varies
Telephone Loan Payment Request from external account$14.95
Temporary Check (9 checks)$3.00
Uncollected Funds Charges$35.00
VISA International Service Assessment2% US Dollar Amount
VISA Replacement Check Card$10.00
VISA Rush Replacement Check Card Fee$30.00

Wire International/Domestic

Domestic Incoming Wire Transfer Fee$15.00
Domestic Outgoing Wire Transfer Fee$25.00
International Incoming Wire Transfer Fee$40.00
International Outgoing Wire Transfer Fee$40.00

* An Earnings Credit can be used to offset the charge

Important Account Information & Disclosures